No matter how often you’re paid, list out every single payday on the calendar. You can easily grab a free printable calendar online, use a large calendar you already have, or grab your own free budget calendar printable at the bottom of this article. I feel much more organized and less stressed when I can see all my bills and paydays in one spot.īelow are 7 simple steps to creating your own budget calendar. Just simply add them to your calendar! How to create a budget calendarĬreating a budget calendar is easier than you think! In fact, I’ve started looking forward to creating mine each month. You can easily set monthly reminders to transfer money to savings or put money aside for your long-term money goals. This way you’ll be prepared for any specific expenses such as birthday gifts, holiday gifts, or annual memberships that might be due this month.įinally, a budget calendar allows you to see where you can save more money. Using a budget calendar also allows you to preview your month in advance. This is essential if you’re currently living paycheck to paycheck. If this is you, then you’ll be able to color code your budget calendar so that you always know which paycheck will cover certain bills. You’ll no longer be paying late fees when you have your bills and income organized all in one place!īudget calendars are perfect for people who are paid several times a month or on an irregular schedule. It also helps ensure that you don’t miss another due date. Ultimately, a budget calendar helps you stay organized. This will help you remember to include these extra or bonus expenses in your budget. Special events or holidays: Each month is different which means you’ll want to include any special events, birthdays, or holidays on your budget calendar.This way you’ll know exactly what days of the month you’ll have money automatically withdrawn out of your account for savings. Automatic Savings: If you have any automatic savings accounts set up, then list them on your calendar as well. Once you have them listed, you’ll be able to decide which payday will cover each and every bill. Bill Due Dates: Write down all of your regular monthly bills onto your budget calendar.This will allow you to visually see what days you’ll be getting paid. Paydays: Be sure to include your paydays (and even your income!) on your calendar.There are several things that you’ll want to include in your calendar: If you’re finding yourself stuck when it comes to paying your bills and keeping yourself organized, then a budget calendar is for you! In this article, I’m breaking down the exact steps for how to get started! What is a budget calendar?Ī budget calendar is just what it sounds like – it’s a calendar where you keep track of items that make up your budget. That’s when we started using a budget calendar to help us create a budget schedule that would work for our family. This threw us for a loop and we had to figure out how to make sure we didn’t miss any bills or payments. We never once missed a due date!īut after 7 years of budgeting, my husband and I both took jobs where we were paid twice a month. Each month we’d get paid (on the same day!) and then automatically pay all of our bills. Years ago, my husband and I were only paid once a month. Creating a budget calendar every single month is essential to writing a budget that will work for you and your family.
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